Transcript
WEBVTT
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I decided to take a new assignment.
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I moved up the West Coast and that's kind of what brought me out to Idaho and Washington area and Montana, and when I was there I think it's a whole different world in California.
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So I had a chance to self-reflect.
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I worked at had similar holes and issues and you know, being a traveler, you work there, you know a couple people complain about things, you move on and you go to the next place and then you find this pattern, and so I wanted to come up with a solution to some of these things and I'm a big believer in processes so that you can fix it from.
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You know different levels.
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You know different levels.
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Brandon is an award-winning licensed financial planner with over 10 years of experience and millions of dollars managed for his clients all over the US.
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Don't worry, we leave all the intimidating finance mumbo-jumbo at the door.
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Stick with us as we demystify the realm of dollars, so it all makes sense, while giving you a glimpse into our relationship with money and each other.
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We are so glad you're here.
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Let's get started.
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Hey babe, what are so glad you're here?
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Let's get started.
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Hey, babe, what are we talking about today?
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Today we are talking about entrepreneurship with Naomi Corby, and I'm excited to speak with her because she was brought to our attention, if you will, through who I consider my work husband no offense to my real husband out there or right next to me, actually but my work husband was like you have to talk to Naomi, she's amazing.
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And I instantly emailed her and here we are, because this is how life works our six degrees of separation.
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So, Naomi, we are so excited to have you on the Sugar Daddy podcast today.
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Thanks for being with us.
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Well, thank you both so much.
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I are so excited to have you on the Sugar Daddy podcast today, Thanks for being with us.
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Well, thank you both so much.
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I'm so excited to be here and I'm laughing because your work husband and I have been friends and we have this thing where we don't outwardly give each other compliments, even though he's great, and I shouldn't say hopefully he doesn't see this and if he said to you that, I'm amazing.
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I'm taking notes now and I will be calling him after this, but anyway, yes he was he was raving.
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He was raving about you and how amazing you are and your story and and all the things we're going to get into today.
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Um, which is so funny that you say that you guys don't outwardly give each other compliments, because I find him to be one of the most complimentary people I've ever met Like sometimes I'm like, okay, slow down, because you're doing too much.
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He is, but I think we've got this like sibling relationship.
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I call him bro and it's been like this for like 10 years and we just pick on each other and it's what we do.
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So even when you want to give a compliment, it has to be strategically delivered.
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So you know, it doesn't actually sound like a compliment and it's been our little thing forever.
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So I'm sure he's going to be biting his fist when he hears this, but that's okay.
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Oh my gosh.
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Well, that's so funny.
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He did say that you're like his sister, so that sibling interaction, I totally get that.
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We both have siblings and you know we got to keep them in line.
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So I totally get that.
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We both have siblings and we got to keep them in line.
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So I totally get that Right, right.
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Well, for everybody listening, that has not gotten all the rave reviews like we have.
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We're going to get into this bio and then we'll talk about your first money memory, so everybody knows who we're speaking to today.
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Naomi Corby was born and raised in India until the age of 14, where she graduated with a degree in biology not at the age of 14.
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I'm going to start over see.
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All right, we're going to give it a two count and wow, okay.
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Born and raised in India until the age of 14, naomi Corby has an undergraduate degree in biology with an emphasis on animal science.
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She used her degree to work with freshwater and endangered sea turtles in Greece and Costa Rica and has since become a world traveler, with 32 countries visited.
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That's amazing.
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After going back to obtain her RN degree, she became a travel nurse and worked in Southern California, washington State, idaho Montana, washington DC and Connecticut.
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In 2022, naomi started a medical consulting business called Vital RN that has since acquired 27 clients and has contracted 12 nurses nurses Recently married.
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She has also taken over partial operations for her husband's company, safe, which provides bespoke architectural security solutions to ultra-high net worth individuals globally.
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For over 50 years, safe has been featured on the Oprah Show, abc and CBS News, larry King Live, usa Today, the Wall Street Journal and more.
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Vital RN's focus is to provide tailored health care solutions and nursing services to clients.
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They specialize in business-to-business and business-to-consumer solutions to advance health care delivery to patients and optimize our clients' overall practices.
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I might need some nursing because I'm falling apart over here.
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Naomi, thank you for being with us.
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You are clearly doing all the things, oh my goodness.
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And 32 countries visited.
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I'm so jealous.
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That's amazing.
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Well, thank you.
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It was.
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It was fun Most of it.
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I did get pickpocketed once, but we'll get into that another another episode.
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Oh my goodness.
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Brandon and I just went to Seattle a little bit ago and that was our first time in the Pacific Northwest and we loved it.
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Did you like your time out there?
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It's special.
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I mean I want to go back there.
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You know I never thought I'd love Idaho or Montana as much as I did.
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And actually I know it's crazy because if you know me, you know from, I guess, my younger years I've been more like of a Southern California type of girl and I go up there and it's just magical and now I want to live there if I can.
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So we actually, al and I just got back from visiting Montana for a few weeks, so it's wonderful, wonderful.
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My brother is a professional photographer and he does a lot of landscape photography.
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And wasn't he just saying that utah is his favorite state?
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he said utah is his favorite state, which actually kind of surprised me because he's very well traveled and I was yeah I've heard that utah is beautiful, but I was very surprised that he said overall it was his favorite state I can.
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Yeah, I can see that, though I've spent quite a bit of time in Utah and I think the people there are just so nice that there's this aura in Utah when you're there and it is beautiful.
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But yeah, that's interesting, that's an interesting pick.
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I'll have to think about that.
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Yes, yeah, he lives in Atlanta, georgia, and he was like Utah is my absolute favorite state, so it's just we need to get out there.
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We haven't seen the beauty for ourselves outside of pictures, so, yeah, we need to to get out there did you guys like your trip?
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We loved it.
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We it was.
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It was great.
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I mean, we stayed downtown in the city, um, I had a conference there, and then we went to leavenworth, washington, for oktoberfest and that was just very picturesque yes, it was very cute, very cute so we had a good time yes, exactly yeah, and I grew up in germany, so it was very much.
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You know, the german vibes were there for sure.
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So she's half german, so.
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Yeah, yeah so it was great Well what talk to us about.
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So obviously you're a world traveler, but tell us about.
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All right, I'm getting off script here, naomi, what is your first money memory?
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So I think, initially, moving to this country at 14, you know, you know things at that age and you were.
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You know you come into, like I was.
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I came into the middle school life where, um, you know, people have their clicks and their trends and everyone's wearing like Abercrombie, Hollister, all these things, and it's like you know, you start wanting to be a part of that.
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Um, just so you fit in almost.
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And I think when I was 14, I first realized, you know, I was talking to my parents what the conversion was from um Indian rupees to dollars and I was like, so we have no money because literally it's like 80 rupees to a dollar and it's probably worse now, but anyway, um, so that was when I first started kind of thinking about it.
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But you know, my parents were working and handling things and we were just going to school and it.
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But really it was when I graduated from nursing school.
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It was like my second degree, so I was so looking forward to that first paycheck.
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At that point I had done the math so many times.
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I'm like this is going to be great, Not working these odd jobs while going to school.
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I'm working full time.
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I even threw in a couple hours of overtime, those first two weeks in training, full time.
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I even threw in a couple hours of overtime, that those first two weeks in training, and I get that first paycheck.
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And I was startled, I thought for sure there was a mistake, but I hadn't thought about it.
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Yeah, but in like a whole new tax bracket and all of these things that adults have to think about.
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And I remember sitting there going, oh my God, I bought a car last week a brand new car and like, didn't think this through, I still don't have enough money.
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So that was when I was like, oh my God, something has to be different and my wheels started turning in a different direction.
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That's, yeah, all the the taxes, the health insurance, the social security, the everything that comes out.
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And you're like, okay, I had one paycheck that was in my mind.
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And then here's the reality of my net paycheck, which is like, oh my gosh, let me go curl up in a ball right.
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Oh yeah, Taxes shock everybody.
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I know it was like, do I have to do this?
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And anyway it was.
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It was such a scary moment because, you know, I had also taken out college loans to go back and get my second degree and it was like, oh, no problem, I'll just pay these off.
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You know, no big deal, I'm going to be making a real paycheck.
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And then, when I saw that, I was like, wow, this is a big deal.
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They don't teach you about this in school.
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When I saw that I was like, wow, this is a big deal.
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They don't teach you about this in school.
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No, absolutely no, they don't teach you about it in school.
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Okay, so you got your nursing degree.
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I'm assuming you then worked in like a traditional nurse setting.
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I want to take a step back real quick.
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Oh, what prompted your family's move from India to the US?
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Yeah, so my dad's family my dad's got six other siblings, you know their total of seven and his mom as well had immigrated to the U?
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S God years ago, before I was even born, and she had sponsored them.
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And it was one of those things where you know it had taken so long and you know for like the paperwork and everything to go through, and when it finally came in it was after 9-11.
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Wanted to be closer to family and you know it goes without saying.
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But schools are generally better in this country and there are more opportunities as far as careers go for my brother and I.
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So that was a big reason why they moved, but it was not an easy decision.
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I can imagine, I can just imagine that cultural shock of you.
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Know it'd be something different, obviously, if you moved here when you were, like you know, five.
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But you were already a teenager and you know, coming over to the US, I'm assuming that you are.
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What age did you start learning English?
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Luckily, we spoke English our whole lives because we'd gone to an old British Catholic school that's, you know, still running there.
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So we spoke English and we grew up speaking it and my parents grew up speaking English.
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So it wasn't that part of it was an easier transition.
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But you know, it's little stuff, right, like you learn a different, like you learn Britishish english, so you're spelling words differently and all of a sudden I get, you know, my test back and they're like points taken off for spelling things within you in there and all those little things that you have to start getting accustomed to yeah I always because, uh, jess has a funny story because she moved to the U?
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S when she was 10 from Germany and the spelling of the word Island and how she cause like in German.
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I learned that German is very phonetic, so pretty much the way that it's written is how you pronounce it, as compared to English Never doesn't make any sense where you have silent letters and stuff like that.
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So she was pronouncing the word Island as Islin and her whole class just started laughing at her and she didn't like it yeah, because I came over in fifth grade.
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I started fifth grade in the us and we would do.
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We would like read out loud from like the textbook and it was my turn and I just yeah.
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I literally will never forget I was.
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I sounded out the word island and everybody was like that's island.
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And now our daughter is five and she's learning to read and write and when we're correcting her, she's like but that doesn't make sense.
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And I'm like yeah, the English language literally doesn't make sense.
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I'm sorry, but this is how it is.
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I know it's a tough one.
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I mean, you know, hats off to the people that come here and learn it as adults.
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But thankfully we didn't have to do that.
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So that was a huge um you know thing right off the bat where we were.
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We had sort of a leg up in that realm and could only focus on the culture shock.
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Yes, only the culture shock.
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As a teenager.
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I remember so clearly.
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Clearly, you know I don't want to go too far off topic, but your story reminded me when I was in.
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So we moved here and it was right like the tail end of seventh grade and two things happened when it was my first day of school in middle school.
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So everyone's staring at me like I'm an alien, because word got out that this girl moved from India.
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No one even knew what that was.
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Word got out that this girl moved from India.
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No one even knew what that was.
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So she had me stay at she will.
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She called out, you know, spoke to me directly and the school I went to, catholic school If your teacher speaks to you, you stand up and like you don't just sit down and talk to them.
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So I stood up and she was like appalled, she goes, you know why?
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Why are you standing?
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And I was like, oh, why am I standing, I guess.
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So I sit back down.
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And anyway, she had the kids take turns trying to me and she gives me these brochures, and I know she meant well.
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But she was like here you go, honey, you can take these.
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There's a place you know, the road kind of gave me directions where they teach you how to speak English.
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And I thought, oh god, um, you haven't even spoken to me.
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So at this point I start.
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You know, I told her I didn't need those and I spoke the language.
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I just didn't really have a lot of occasion to speak during that class.
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So, anyway, that was my story that just grinds.
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That makes me so angry because I taught middle school and high school for a total of seven years and you hear stories and, like you said, they're well-intentioned.
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There's no malice behind it Right.
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But give somebody an opportunity, right Like.
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Give them an opportunity to show you what they're capable of, before you start going and judging or before you start handing out brochures that somebody doesn't need.
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Right Like?
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You're already getting off to the wrong start.
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I also think that's a thing for like the US, because, like, if you're not, unfortunately a lot of people in the US aren't well-traveled Right.
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So if you're, someone who has not traveled outside the US.
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You might think that, but as we were fortunate, both of us, we were able to travel from such a young age.
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Think that, but, as you know, we were fortunate, both of us were, we were able to travel from such a young age, you know, going to other countries.
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Us, or americans, are kind of the dumb ones when it comes to the internet, when it comes internationally, because we're the only ones we speak one language, while most other countries speak multiple languages, like the majority of people speak experiences exactly, yeah it's so true, but we can talk about this forever.
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I know amazing Talk to us about then going back to nursing school.
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Why did you?
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Pick nursing.
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And then what was that experience like for you?
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Because I'm assuming you were maybe not planning on being an entrepreneur, so we'd love to hear about that trajectory and how Vital RN came to be after you started your nursing career.
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So I initially, when I, you know, went to school for biochemistry, the plan was I wanted to go the med school route, and so I was working at our local hospital.
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That was one of my first, you know, full-time jobs at the time, and so in fact my whole family worked at that hospital.
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So it was just kind of, you know, it was ingrained in us in a way, and I was going to school up the road and I was going to get my degree and then go to med school.
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That was the plan.
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And then one of the criteria usually to get into med school is, you know, they want you to have some sort of research.
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And that's what brought me to the sea turtles, because I wanted to get involved in a research project.
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And anyway, when I started doing that I traveled so much and I loved it because I love animals I thought, oh my gosh, I can't commit to, like, another seven years of school, you know, to come out and do my residency or whatever it is I decided to do then because I actually want to still be able to do this stuff, which is the animal conservation part.
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And so in this moment it was kind of lonely because I had committed to the outside world, that I was going to med school.
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You know, everyone knew me and knew that that was my trajectory and my family and everyone just kind of presumed that that's what I was doing, because I always said I was.
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So it took a little while of kind of battling with myself Like do I want to, you know, say I'm not doing this?
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And anyway, I put a lot of thought into it and I enjoyed working in the medical field.
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So I started doing some research and I found travel nursing and I figured you know I love to travel.
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Found travel nursing and I figured you know I love to travel.
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Um, I can take time off between contracts.
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So I need to put my time in in the trenches and get this degree and you know, stay here, work floor, nursing, whatever it is, to get my experience and then go be a travel nurse.
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So one day I was my dad and I were going to lunch and I just kind of blurted it out.
00:19:42.407 --> 00:19:49.746
It was like I'm not going to med school anymore and he was like okay, and I remember just staring at him going.
00:19:49.746 --> 00:19:53.444
So you guys like that's fine, you're not upset or anything.
00:19:53.444 --> 00:19:55.965
And he was like well, we didn't tell you to go to med school.
00:19:55.965 --> 00:20:16.030
I mean, you wanted to, yeah, so that's what you know, brought me down the nursing path and I was like so relieved, took this big breath of fresh air and I was like, wow, I can do this thing and, like you know, live a life that I want to live and find balance with my conservation work.
00:20:16.030 --> 00:20:21.327
So that's what, yeah, and I know they're more.
00:20:21.327 --> 00:20:24.619
No, that's great, Because.
00:20:25.221 --> 00:20:37.469
I guess you, like you know, you might assume from a stereotypical standpoint that, like you know, your parents might be upset because they had this image of what your life would be and you kind of deter slightly from that path.
00:20:37.700 --> 00:20:42.328
The sacrifices they made to bring you to the US to be a doctor, lawyer, engineer.
00:20:42.328 --> 00:20:45.213
Just going stereotypical Indian Right.
00:20:47.121 --> 00:20:58.519
And yes, it's so funny because my parents are like, like, so the opposite of stereotypical Indian parents and they have never once, you know, cursed me to do anything of that sort.
00:20:58.519 --> 00:21:05.361
It's just I fell into that mindset where I wanted to do that because there's so much disparity in healthcare in.
00:21:05.421 --> 00:21:13.446
India, you know, I mean, if you don't have money and I mean cash they will just let you perish in the waiting room.
00:21:13.446 --> 00:21:15.832
So you have to pay for your healthcare if you're going to get it.
00:21:15.832 --> 00:21:17.443
There's no after.
00:21:17.443 --> 00:21:23.967
You know payment plans and things like that, and I that kind of sat with me and that's what made me decide this Never once.
00:21:23.967 --> 00:21:36.308
But it's like you know, you feel so committed when you say things out loud, which is a good thing sometimes but you can't be making these life altering decisions because you feel the sense of like you have to do it to please someone else.
00:21:37.799 --> 00:21:38.362
Absolutely.
00:21:38.362 --> 00:21:53.202
It's so much of what you said I feel like parallels my brother's life because he was in nursing school and for the same exact reason, right, yeah, you can do your your hobbies on the side, but if you do travel nursing, you'll make good money.
00:21:53.202 --> 00:21:57.022
You get to see the world or you know the country at least why would you not?
00:21:57.022 --> 00:21:58.807
And so he made it pretty much.
00:21:58.807 --> 00:22:05.698
I think he had like one semester left, maybe maybe a little more, but he was already in clinicals doing great.
00:22:05.698 --> 00:22:21.065
He hated like the classroom portion of it, but he was like crushing it in the clinicals, right when he was actually on site with patients, and so he ended up, he ended up dropping out, and I just remember my parents being like this is not the move.
00:22:21.246 --> 00:22:22.027
What are you doing?
00:22:22.027 --> 00:22:22.708
What are you going to fall?
00:22:22.748 --> 00:22:25.173
back on Opposite response that you got.
00:22:25.976 --> 00:22:29.337
Yes, my mom very much was like how are you going to get health insurance?
00:22:29.337 --> 00:22:30.159
What are you doing?
00:22:30.159 --> 00:22:35.541
And so he was like I can't just do this, because I said that I would.
00:22:35.541 --> 00:22:37.124
So just very parallel to you.
00:22:37.124 --> 00:22:41.767
And now he's living a great life, you know, making great money on his own terms.
00:22:41.767 --> 00:22:44.528
He leaves for New Zealand today.
00:22:44.528 --> 00:22:49.813
Right, he can take his camera anywhere, work from anywhere, totally loving his life right now.
00:22:49.813 --> 00:22:53.776
Good for him, absolutely.
00:22:53.776 --> 00:22:56.759
So you started travel nursing.
00:22:56.759 --> 00:23:01.266
And then what happened in 2020 or 2022?