March 19, 2025
81: Money Moves for Stay at Home Moms with Jenni Sisson
Jessica and Brandon sit down with finance writer and stay at home mom, Jenni Sisson. They discuss her journey from being a stay-at-home mom to personal finance writer while explaining how mothers can build wealth, protect their financial futures, and find fulfillment both within and beyond their parenting roles.
In this episode we talk about about:
-The market value of a SAHMs unpaid labor and hidden opportunity costs
- Financial protections and considerations for SAHMs
-Side hustles and personal fulfillment
Watch this episode in video form on YouTube
To apply to be a guest on the show
You can email us at: thesugardaddypodcast@gmail.com
Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him
Please remember to subscribe, rate, and review.
Notes from the show:
Chapters
00:00 - Introducing Jenny Sisson and Her Journey
02:43 - First Money Memories and Teaching Kids
06:55 - From Linguistics Major to Financial Writer
13:30 - The Value of Stay-at-Home Parenting
19:10 - Creating Mama's Money Map Podcast
25:32 - Managing a Large Family on Limited Income
31:00 - Finding Balance Between Family and Career
36:10 - Financial Tips for Stay-at-Home Moms
46:30 - Creating Meaningful Childhood Experiences Within Budget
53:30 - Final Thoughts and Where to Find Jenny
Transcript
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And for me, I love my kids.
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They're a wonderful part of my life, they're maybe an essential part of my life, but working fills a bucket that the kids don't fill for me, and I've talked to a lot of stay-at-home moms that feel the same, and I think that's why you see so many stay-at-home moms with a side hustle or working from home or doing these things, things, because you know the like.
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Staying at home with your kids, it's that cultivating that relationship, but it also like it's.
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That's the mom side of me, not the Jenny side of me.
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Hey babe, what are we talking about?
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money flow.
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Hey, babe, what are we talking about Today?
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We are talking about stay-at-home moms leveling up their personal finance, and it's so important because there's so many things that stay-at-home moms can do to ensure that they are also building and growing wealth, and I think that is something that we have not talked about in the past.
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And it's such an important topic because there's so many stay at home moms or moms that are transitioning from the workforce to be at home more with their children because of this crazy world that we live in, and we know that the time we spend with our children is so precious and so fleeting.
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And so we want to talk about how to grow wealth, build wealth and be fiscally responsible as a stay-at-home mom.
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And we've got the perfect person to do that A mom of five, jenny Sisson, is with us today, and we're so glad to have you.
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Thanks for having me.
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We're excited.
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Let's get into your bio, jenny, because and I don't want to say you're just a stay-at-home mom, because there's no such thing as just a stay-at-home mom Don't ever let that phrase come out of your mouth, right?
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But you do work.
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And so we're going to get into your bio and into your background, and I'm excited for this conversation.
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Jenny Sisson is a personal finance writer.
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She's been published in Business Insider, newsweek, marketwatch, finance Buzz and Fox Money.
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In addition to writing, jenny hosts the Mama's Money Map podcast to help fellow stay-at-home moms on their journey to financial freedom.
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She is also a wife and mom to four bio kids and one foster kid.
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She has lived in eight US states and Russia.
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We're going to need to talk about that Russia part.
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When she's not writing or podcasting about personal finance, she's hiking along the Wasatch Front, baking something with chocolate in it or beating someone at Scrabble.
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Thank you, jenny, for being with us today.
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Thanks so much for inviting me.
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All right.
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We start all of our episodes with a guest talking about your first money memory.
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So let's dive in to that.
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Let's dive in to that.
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My first money memory is when I was how old was I?
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I must have been about eight years old and I was shopping with my mom at Target and I remember there was some shirt or dress or something I wanted and she said, oh, let's wait until that goes on sale.
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And little me, I was like, oh, okay, that's cool.
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Like you know, like I want it now, now, but okay, I'll get it eventually.
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You know so.
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And now, as a parent, I'm sure she was like putting me off of something I wouldn't care about in five minutes, um, but I also think that it was her way of seeing like, okay, it's too expensive right now, but if the price comes down we might pull the trigger, and just kind of being mindful about how much we're spending, and especially on things that aren't essential, so kind of mindfully choosing when to spend money.
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Yeah, we've been talking to our kids about that a lot the difference between needs and wants and pushing back when they think something is a need and you know it's obviously a want, but they're starting to catch on and it's it's been good discussion and, uh, we did it last year too, when we, you know, since we're coming up on the holiday season we adopted, um, you know, some children to buy gifts for, and we talked to them about the list.
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yeah, the the Salvation Army Angels.
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Yeah, through the Salvation Army.
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Yes, we did not adopt children.
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Yeah.
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We're just for the holidays.
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But we, you know, we adopted a few children through the Salvation Army Angels program, and so we purposefully got children that were the same age as our children and we were going through the list of their size, clothing, and they needed socks and underwear and actual true essentials.
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And then, of course, they had a long list of toys.
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And so we said, if we have this much money to spend on each child, what do you think we should buy first?
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And our daughter, who's the older one, did a really good job of saying well, it's nice to have a doll, but it's really important to have underwear, like yes, that is absolutely correct, mesler's hierarchy of needs, exactly, and so just kind of incorporating those things into our daily conversations, or we don't want our kids to have a scarcity mindset, so reframing, like what your mom said of well, let's wait until it goes on sale, right, which sometimes we'll just say we'll see, we'll talk about it later and that's absolutely us being like no, we're just, this is done, but we'll talk about it later.
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We'll see it was not a no, but in my mind it already is kind of probably a no.
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It's a no, yeah, no, I was just going to say or we were not prioritizing t-shirts right now, right, and just changing the way we talk about is it a yes or is it a no.
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I think is really important and something that I've been trying to be more mindful about.
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Yeah, and sometimes it's helpful to have that delay because it kind of sifts out for the kids what is their real priority.
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Because if, like I've been dreaming of a drum set, I've got a daughter that wants to play the drums and I'm like, okay, is this like flavor of the week, or does she actually legit want to play the drums?
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And it's, it stood the test of time, you know not just, rather than being a fleeting like, oh I just saw some cool YouTube video and now I want to do this versus yeah, no this is really a passion of mine.
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Right, yeah, well, because their minds just run a mile a minute and what's important right now is not important at all an hour from now, and so mitigating that and you want to foster their true interest.
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but you want to make sure it's their true interest before you put a big financial backing behind it.
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Correct.
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And also this will be your interest for the next six weeks because we signed you up, thank you, and then you can undo that interest, but it is paid for.
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So it will be your interest for the next six weeks because we signed you up, thank you, and then you can undo that interest, but it is paid for.
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So it will be your interest for the next six weeks.
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Yeah, talk to us about your personal finance journey and how you got to writing for these national publications about money and wanting to help other stay athome moms be better with their money and work towards their financial freedom goals.
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Have you been listening to our podcast and wondering how am I really doing with my money?
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Am I doing the right things with my investments?
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Am I on track to reach my financial goals?
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What could I be doing better?
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If you answered yes to any of these questions, then it's time for you to reach my financial goals.
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What could I be doing better?
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If you answered yes to any of these questions, then it's time for you to reach out to Brandon to schedule your free yes, I said free 30-minute introduction conversation to see how his services could help make you the more confident moneymaker we know you could be.
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What are you waiting for?
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It's literally free and at the very least, you'll walk away feeling more empowered and confident about your financial future.
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Link is in our show notes.
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Go, schedule your call today.
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It's kind of difficult to know where to start that conversation because it goes way back, so I'll try to TLDR it.
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I majored in linguistics, which sounds it's fascinating field.
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It's not the most useful field in the world and so but I kind of always knew that I wanted to stay home with my kids.
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And that was I saw my mom do.
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She never really had a job, she just stayed home with us and, and so that was kind of my plan.
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And so I got married about the same time as I graduated college and then shortly thereafter our son was born and so I stayed home while working part time a little bit here and there.
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And it kind of came to the point where I knew our youngest was going to be going back to school and I'm like I don't want to do the same things that I wanted to do with my degree back then.
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And so I kind of had this midlife crisis of, okay, now I'm 30 something, what do I want to be when I grow up?
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And I kind of took it like, okay, I need to figure out what can I make money doing, what am I good at?
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And like, what's there a demand for and what will allow me to still have the flexibility to be at home with my kids, because I still definitely wanted to be there for them, like when they get home from school and things like that, and so, and at the time, I had this night job working in a local hotel, which was awful.
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I hated it.
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And so, in a bid to just get any port in a storm, I had heard of freelance writing.
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I'm like, well, I love personal finance.
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I'd gone down the Dave Ramsey rabbit hole years before and then had, you know, come in tune with like the fire movement and things too, after that and I was like, well, I love personal finance and I'm reading all these articles, so somebody must be getting paid to write them.
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So I got, I hopped on Upwork, which is a freelance website it's kind of like Craigslist for freelance writing and other freelance things and just kind of started there and grew it from getting paid like five cents a word and then just gradually working up and up and getting more experience in my niche of personal finance and started reaching out to people on LinkedIn, got a lot of connections through FinCon, the conference we go to, and from there I started getting bylines in major publications.
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It took a while, but that's how I built my career from scratch and from my living room.
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I love that.
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I think too.
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I mean I work in my home because I work remote, but quote unquote outside of the home.
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But what you said about being home when your kids are home, it's just something.
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You know.
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Our kids are home by three.
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Clearly, my workday does not end at three, as much as there are days that I would like for it to, but I'm here and I can schedule myself in a way where, when they come home, for the most part I can give them big hugs, I can make them a snack, I can help prep dinner, you know, and I'm here every night when they're here for dinner, right, and so I do think what you were saying.
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I knew that I wanted to be home for my kids.
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Now that we're able to be remote and work in this new way, it does offer so many more possibilities of structuring your life more the way you want to, which I think is important.
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Like if somebody asked me to drive, you know, round trip two hours into work every day, it's a non-starter for me.
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Like it's not, because I mean I see my kids in the morning for less than an hour and then when they get home, until the time they go to bed for a few hours and I don't want to impede on that time together.
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I also think it's very interesting how, from a study standpoint, we know how important it is to spend, especially those early years with your kids as much time as possible, but the US workforce is not structured around doing that.
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And it's just so odd to me because we know the benefits long-term of that leads to a better person that's going on to society, but we put so many hurdles in place to not make it easy for families to do that.
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It's just mind baffling to me.
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Yeah, and I think in these days I feel like, with the economy the way it is, it's getting even harder to just rely on one person's income to sustain a family, even if you only have one or two kids, and it's nearly impossible when you get and that was another reason for, um, you know, building my careers so that we have fewer fail points Cause if my husband were to get laid off and that's happened before, you know like then we're a hundred percent out of income, whereas if you're, if you have two incomes, there's less risk.
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Like you know, there's.
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There's perks and drawbacks to both, but it's it's really hard.
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And also also even depends on, like, for example, what your your career is prior to maybe becoming a stay-at-home mom, if you do have one.
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I mean, we have friends who have had four kids, and the mom was a elementary school teacher and I was, like you know, having this many kids with how much we're going to pay for daycare.
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I'm just trading my you know teaching salary for straight to daycare.
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I might as well stay at home and spend the time, and you know that I would like to spend my kids, so you have to factor all that stuff in as well.
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Yeah, yeah, and that's.
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That's a lot of the kind of the deal breaker for a lot of moms and a lot of families, I think, is like it literally does not make financial sense for me to work and it.
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But then you also have to factor in like, okay, staying in my field, staying credentialed, staying up on the technology depending on what field you're in there's opportunity costs there and I kind of I went into being a stay at home mom, not realizing some of those opportunity costs.
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It worked, it worked out for me.
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But I really wish if I could go back and tell my younger self, like these are things you need to think about.
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Is like stay-at-home mom, it's, it's not a career choice, it's a lifestyle choice, but it's not a career.
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And then, um, and I wish I would have kind of gone into that thinking a little harder about like, okay, this is my choice for this time in my life and I don't regret that choice.
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It was definitely the best for my family.
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But I really wish I would have seen more of the long game.
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Like, okay, that works now, when you're, you know, 28.
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When you're 35, what do you want to do when you're 47, 52, 60?
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Like, what do you still just want to be at home?
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60?
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Like what?
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Do you still just want to be at home, or is there something else more fulfilling that you want to do once your kids are grown and flown?
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And it was hard for you, Like there wasn't, that wasn't modeled in the sense of being able to know, to have those thoughts and conversations prior to you know, being a stay at home mom.
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That information wasn't available, that wasn't.
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People weren't even thinking about that.
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So it makes it hard to have that Well and also yeah, absolutely.
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And also like back in like my parents' generation, like it was totally possible for my family to rely on my dad's income.
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So financially that wasn't really a consideration and my mom wasn't.
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My mom also wasn't chomping at the bit to go get a job.
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She was very fulfilled with being a mother.
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Like that was very fulfilling to her and for me.
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I love my kids.
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They're a wonderful part of my life.
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Kids, they're a wonderful part of my life.
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They're maybe an essential part of my life.
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But working fills a bucket that the kids don't fill for me, and I've talked to a lot of stay-at-home moms that feel the same and I think that's why you see so many stay-at-home moms with a side hustle or working from home or doing these things, because you know the like.
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Staying at home with your kids, it's that cultivating that relationship.
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But it also like it's that's the mom's side of me, not the Jenny side of me.
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So I would also say, like, obviously this is not your situation, but and you know too many situations you do have, like in the United States, almost a 50% divorce rate.
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So if you, as a woman, choose to be a stay at home mom, and then you have that gap in your resume, you haven't been building up, you know saving specifically for yourself, and then you know your kids are getting ready to, you know, go back to school or whatever it may be, and now you're separating from your spouse.
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You're like, what do I do?
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And I've heard of way too many situations where that's that's, that's how the woman ends up and it's not a good situation.
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Yeah, and doing kind of some research for my own podcast, I'm like, okay, well, what?
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What other stay at home moms?
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I know my experience.
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But what other stay at moms experience?
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And I joined several Facebook Facebook groups and I saw that month after month after month, I've been a stay at home mom for 10, 15 years and now my husband cheated on me or we're getting divorced.
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Now what do I do?
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And you have to start from scratch.
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And one of the other things that kind of got me thinking about a career is I had a friend in high school.
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He and I knew each other since the sixth grade.
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He took me on my first date and he got married to another dear friend right out of high school, which is like mind blowing.
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When you're 18 and you're, you're going to your best friend's wedding, um.
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But he was killed in a motorcycle accident when we were 27 and left behind a wife who I, who was also a dear friend, and their three kids and um, and the month after I got back from his funeral I got into a bad car wreck too and luckily I walked away from it and harmed.
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But it was a real wake up call Like this could happen to me.
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Like kind of when you're in your twenties you have this vague idea of like oh yeah, death happens, but you don't think it's going to happen to you, and realizing what happens if my spouse dies, like that is a hundred percent possible and I have no way to provide for my kids.
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And you know, I still need to be at home with them.
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They're still tinies.
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But I need to get a plan in place beyond just life insurance, to figure out to how to provide for my family if the worst would happen death, disability, divorce what have you?
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Yeah, I thought we had Aaron Thomas on Family Law Attorney and he focuses on prenups and we were talking in our episode about if you do have, for example, a stay at home mom, if you have a prenup in place, you could put in the protections into the prenup that says you know X amount of the income every month is going to go into this type of an account to build your retirement as well.
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Not just you know the husband, if it's a, you know, heteronormative relationship, the husband putting away for retirement is 401k and IRA etc.
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Like putting actual retirement accounts in place for the stay at home mom on top of disability insurance and life insurance and having those protections in place.
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Because, just from a basic standpoint, if you're a stay-at-home mom, you are the chauffeur, you're the cook, you're the person who does the laundry, you're the housekeeper, you're the tutor, you're doing all those things 24-7.
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24-7.
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If you are in that car accident that you were just describing and the outcome would have been unfavorable, what would your partner have done in that time with the children?
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Would they have to take off of work, which then again impacts the family income?
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I mean, there's so many snowball scenarios that can happen in an instant and if you don't have those protections in place for both of the people in the relationship, it can be really detrimental if something were to happen.
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I think, unfortunately, the conversation that is starting to be had that should have been had for a long time is the monetary value that stay-at-home moms actually have, even though they're not being paid for their work.
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Unpaid labor.
00:18:51.855 --> 00:18:53.742
And you can put a monetary value to it.
00:18:53.742 --> 00:19:02.424
You know, when I've I've worked with clients that have, you know, a stay at home the wife is a stay at home mom and I was like you could put a dollar amount on all the things I said you could put.
00:19:02.424 --> 00:19:20.648
I should say this you could put an approximate dollar amount because we're let's be honest- you're not going to be able to put a dollar amount that you could put on the work they really do Priceless, but isn't it like, on average, like $180,000 a year if you break down all the roles?
00:19:20.709 --> 00:19:38.816
It's something ridiculous because it's a 24-7, nonstop job that you're doing husband to maximize his potential in his career, because some of the things that he can take on and do he wouldn't be able to do if he didn't have a supportive wife that could handle everything else at home.
00:19:38.816 --> 00:19:47.681
Right, I think that's a conversation that has been missed and is desperately needed, and I'm glad that you know it's starting to be talked about.
00:19:49.084 --> 00:20:35.130
Me too, and just for all the reasons you touched on, we have life insurance for me as well, because, you're right, like you kind of take for granted that someone is on call 24 7, for in case it's a sick day, in case there's a half day don't get me started with oh yeah half days at school but random teacher work days or just there's there and I feel like no week in my house is normal, because there's always a half day, or someone's sick, or someone has a field trip or a project or has to be somewhere to do something like an appointment, like there's always something going on, and and to have someone there 24 7, available to field whatever comes, like you say, that's nigh into priceless.
00:20:35.130 --> 00:20:37.483
You could not pay someone else to do that.
00:20:38.336 --> 00:20:49.085
Yeah, no, talk to us about Mama's Money Map and where that idea came from and what you're working on helping stay-at-home moms with and how you're doing that.
00:20:50.515 --> 00:21:02.143
Yeah, it kind of the idea, for it was born when I was driving my kids to school and we lived in a rural area, so the drive was long, so I listened to a lot of podcasts and, like I said, I'd kind of fallen down the personal finance route hole.
00:21:02.143 --> 00:21:05.816
And I was listening to this podcast and I won't tell you which one it is.
00:21:05.816 --> 00:21:09.821
It's a very large one and I have fierce respect for this podcaster, so I won't say what it is.
00:21:09.821 --> 00:21:19.566
But she was talking about how, uh, like a productivity hacks and things, and one of the things that she suggested was um, you can sleep one less hour at night.
00:21:19.566 --> 00:21:21.057
I'm like, are you kidding me?
00:21:21.317 --> 00:21:26.347
Like I feel like I know who this podcast was.
00:21:26.347 --> 00:21:27.329
Yeah, okay.
00:21:31.016 --> 00:21:45.317
Yes, it was someone without kids and, honestly, for someone without kids, they're living a totally different life, with different needs, and you know if you're you know different luxuries sleep in Absolutely, and so that would have made sense for them, but it did not make sense for me.
00:21:45.317 --> 00:21:56.417
And then I realized, like this person isn't talking to me for my situation, I think even if that person was right next to me and saw my life as a fly on the wall, they would realize oh that, yeah, maybe that's not a good fit for you.
00:21:56.519 --> 00:21:56.839
Right.
00:21:56.901 --> 00:22:15.367
But I also didn't feel like there was anyone talking to stay at home moms, with some of the limitations that they have and some of the like, even the psychological elements of I'm not making any money and I sort of feel guilty about that and I want to contribute that all my labor is unpaid and I get, you know, paid in sticky kisses.
00:22:15.367 --> 00:22:28.701
It's it there are different hurdles to clear and I wanted to talk specifically to some of those families that had some of those same you know issues, challenges.
00:22:28.701 --> 00:22:33.189
To have some someone else that had been through the same thing talk to them.
00:22:33.189 --> 00:22:34.230
I was like, oh, I could do that.
00:22:34.634 --> 00:22:45.103
So that's kind of what Mama's Money Map is designed to be, I think telling people just wake up at 3 am to have your hour of coffee and your meditation time uninterrupted.
00:22:45.103 --> 00:22:48.546
Even if I did that at 3 am, it would still be interrupted.
00:22:48.546 --> 00:22:57.371
At 3am it would still be interrupted, I guarantee you, because our son still comes in and interrupts our sleep on a regular, very regular basis.
00:22:57.914 --> 00:23:07.596
And I love that you, you know, have that revelation and you're like I can create something that speaks to the women that are going through the same things that I'm going through.
00:23:07.596 --> 00:23:11.342
Because even as a dad like I try to be as present as possible.
00:23:11.342 --> 00:23:13.645
That's exactly, you know, the type of dad that I want to be.
00:23:13.645 --> 00:23:29.903
The reality is is that, like I think, as a dad, unless, like you, are a single dad and you're taking care of your kids by yourself, the extra stuff's always going to fall to the mom, like that's just as much as you want to try and be, you know, 50, 50, it's just not.
00:23:29.903 --> 00:23:33.259
And I realized that, as much as I would like it to be, the things do fall to her.
00:23:33.259 --> 00:23:38.803
So, like I can't even understand from that standpoint, because I'm not having that experience.
00:23:40.208 --> 00:23:41.875
Right, that's the mental load that they talked about.
00:23:41.875 --> 00:23:58.561
There has to be a logistics coordinator, someone that knows all the appointments and the birthdays and the insurance details and you know and on and on, all these little details and, like you say, it's it's hard to quantify that and it's hard to explain that and it's also hard to delegate that.
00:23:58.561 --> 00:24:14.058
Like I'm lucky that I have a really supportive husband and he supported me through the stay-at-home mom years and now Trish transitioning to more equitable with he and I are both working and he's always asking like what can I do to take off your plate?
00:24:14.058 --> 00:24:18.878
But I'm still logistics coordinator, I'm still the one that knows the things that need to be done.
00:24:18.878 --> 00:24:21.385
So and there's a burden that comes with that.
00:24:22.255 --> 00:24:24.220
Yeah, we have an exciting episode.
00:24:24.220 --> 00:24:31.443
By the time this comes out, that one will have come out with Eve Rodsky on making your home more equitable.
00:24:31.443 --> 00:24:34.460
So shout out to Eve and fair play.
00:24:34.460 --> 00:24:38.170
If you haven't read it, definitely give that a read.
00:24:38.170 --> 00:24:55.290
And that's exactly what that conversation is about is making the invisible visible and all the things that go into daily life as a parent and as a parent of multiple children that all have different needs, different things happening in their classrooms, with extracurriculars.
00:24:55.290 --> 00:24:57.579
They need to be in different places at different times.
00:24:57.579 --> 00:25:03.022
Oh, we got to get this birthday party gift for this birthday, and I mean, it's just, it is literally nonstop.
00:25:03.022 --> 00:25:08.779
Oh, and now they have to wear an orange polka dotted shirt on Tuesday for Dalmatian day.
00:25:08.779 --> 00:25:09.781
You know what?
00:25:09.781 --> 00:25:20.425
No, no, it makes me want to just like rip all my hair out when I get the calendars that are like yeah wear this on spirit day Like.
00:25:23.413 --> 00:25:24.756
I want to touch on that.
00:25:25.135 --> 00:25:26.798
Nobody, nobody.
00:25:27.318 --> 00:25:39.571
I want to touch on the one thing that I just heard you say about, you know, the feeling of guilt, because all the work that you do isn't necessarily quantifiable from a dollar standpoint, as you know, going into your pocket.
00:25:39.571 --> 00:25:50.378
That's always interesting to me because I guess it's a little bit different how I grew up, like I grew up, my mom raised my brother and I by herself, and so she had to play both roles by herself and so she had to play both roles.
00:25:50.378 --> 00:26:18.817
But it's also very interesting where, like I've seen that interaction, where you know you have to stay at home, mom, and, like you said, there is some guilt because you're, like, I'm not bringing in money to help support the family when, like, you are literally supporting the family, you know, and the dynamic that can could be a positive or it could be a negative dynamic in regards to when discussing money, when you're not quote unquote bringing in money like how to divide it, how like making your household rules?
00:26:18.978 --> 00:26:22.836
yeah, like what conversations you have, because I'm gonna go on the opposite of the negative standpoint.
00:26:23.037 --> 00:26:59.988
We I have no scenarios where you know, we know people who, the mom has been stay at home and the husband is the one working and the husband makes large financial decisions without having a conversation buying a car like I'm gonna go buy a mercedes or I'm gonna go buy a bmw car without having a conversation with my wife about it, and I think, almost they feel like they can make that decision because they quote unquote bring in the money yeah, yeah, do you talk to, oh, to your uh, mama's money map folks about things like that and how to make sure that those financial goals and rules are in alignment and in place?
00:26:59.988 --> 00:27:00.228
Or?
00:27:01.416 --> 00:27:07.416
well, it's still a pretty new podcast, so that hasn't come up yet, but that is, oh my gosh, that's a gut-wrenching.
00:27:07.416 --> 00:27:13.079
I hate those car commercials that glorify honey about you a car that's my husband knows like he would not come.
00:27:13.079 --> 00:27:15.464
He, he would not ever come home with a new car.
00:27:15.464 --> 00:27:15.965
No, no.
00:27:17.756 --> 00:28:28.539
But I think if you do choose to be a stay-at-home parent and I know personal finance is personal and everyone has to do what works best for their family, you know, has to do what works best for their family but I can't see a case for not completely pooling all financial means into one pot in a family that has a stay at home parent, because, like you said, every bit of that parent's work is uncompensated financially and so it's it's insane to me that anyone would feel entitled I mean kind of go back to brandon what you're saying like the supporting the family, the stay-at-home mom is kind of the legs the family stands on in some regards and so doing, going and making financial decisions, it's kind of like cutting your legs out from under you and in a way, um, I think, and even if you have a family where the husband and wife are both working or the spouses are both working and both bringing in an even-ish income, all of those big financial decisions should still go through both parties because they affect both parties.
00:28:28.740 --> 00:28:30.224
Yeah, totally agree.
00:28:31.819 --> 00:28:37.003
I almost view it as disrespectful like no, it is, it is disrespectful.
00:28:37.003 --> 00:28:37.505
Like you don't.
00:28:37.585 --> 00:28:48.463
It seems as though, like you don't value your spouse as a true partner right and that's the part that, like, would rub me the wrong way because, you know, just makes more than I do.
00:28:48.463 --> 00:28:55.984
And even if roles were reversed, like, our decisions for large purchases are always made together because we are working as a team.
00:28:55.984 --> 00:29:02.397
And that's always, you know, baffling to me when people don't have those conversations, because then you're not truly working as a team.
00:29:02.397 --> 00:29:08.669
And if you're not working as a team, I find it very hard to believe that you're going to accomplish any great goals that you guys have.
00:29:09.009 --> 00:29:12.707
you know, from a financial standpoint accomplish any great goals that you guys have.
00:29:12.707 --> 00:29:27.365
You know, from a financial standpoint, yeah, and having a supportive working spouse, I feel like, is critical to making the stay at home decision even possible, because otherwise it opens the door to, like you said, some of those financial decisions that run the gamut of disrespect to full.
00:29:27.365 --> 00:29:31.000
On financial abuse, yeah, we definitely.
00:29:31.020 --> 00:29:33.599
I think that's why it's important for absolutely.
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